/* „IRCC azi și calculatorul ratei la credit” (views/utile/ircc-calculator-rata-credit.ejs) */
.ir-content { padding-bottom: 32px; }
.ir-p { color: var(--ut-text); line-height: 1.65; margin: 0 0 16px; max-width: 75ch; }
.ir-small { font-size: .82rem; color: var(--ut-muted); margin: 10px 0 0; line-height: 1.55; }

/* acum și ce urmează */
.ir-now { display: grid; gap: 12px; margin-bottom: 16px; }
@media (min-width: 800px) { .ir-now { grid-template-columns: 1.15fr 1fr 1fr; } }
.ir-card { background: #fff; border: 1px solid var(--ut-line); border-radius: 14px; padding: 16px; }
.ir-card--now { background: var(--ut-primary-50); border-color: var(--ut-primary-100); }
.ir-card--est { border-style: dashed; }
.ir-card__when { display: block; font-size: .76rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: var(--ut-muted); }
.ir-card__v { display: block; font-size: 2rem; font-weight: 800; color: var(--ut-ink); line-height: 1.15; margin: 4px 0 6px; }
.ir-card--now .ir-card__v { color: var(--ut-primary-700); font-size: 2.4rem; }
.ir-card__v small { font-size: .85rem; font-weight: 600; color: var(--ut-muted); }
.ir-card p { margin: 0; color: var(--ut-text); font-size: .9rem; line-height: 1.55; }
.ir-delta { display: block; margin-top: 6px; font-weight: 700; color: var(--ut-muted); }
.ir-delta.is-up { color: #b91c1c; }
.ir-delta.is-down { color: var(--ut-success); }

/* grafice */
.ir-figure { margin: 8px 0 16px; }
.ir-figure figcaption { font-size: .82rem; color: var(--ut-muted); margin-top: 6px; }
.ir-chartwrap { position: relative; background: #fff; border: 1px solid var(--ut-line); border-radius: 14px; padding: 10px 8px 4px; }
.ir-chart { display: block; width: 100%; height: auto; font-family: inherit; }
/* pe telefon, graficul păstrează o lățime lizibilă și se derulează orizontal */
@media (max-width: 640px) { .ir-chartwrap { overflow-x: auto; -webkit-overflow-scrolling: touch; } .ir-chart { width: 620px; max-width: none; } }
.ir-grid { stroke: var(--ut-line-soft); stroke-width: 1; }
.ir-base, .ir-tick { stroke: #94a3b8; stroke-width: 1; }
.ir-axis { font-size: 12px; fill: var(--ut-muted); }
.ir-line { fill: none; stroke: var(--ut-primary); stroke-width: 2.5; stroke-linejoin: round; }
.ir-line--est { stroke-dasharray: 5 4; }
.ir-tag { font-size: 12.5px; font-weight: 700; fill: var(--ut-ink); paint-order: stroke; stroke: #fff; stroke-width: 4px; stroke-linejoin: round; }
.ir-tag--est { fill: #475569; }
.ir-daily { fill: none; stroke: #94a3b8; stroke-width: 1.5; stroke-linejoin: round; }
.ir-mean { stroke: var(--ut-primary); stroke-width: 3; stroke-linecap: round; }
.ir-mean--est { stroke-dasharray: 6 4; }
.ir-qsep { stroke: #cbd5e1; stroke-dasharray: 2 3; }
.ir-qlabel { font-size: 12px; font-weight: 600; fill: var(--ut-text); }
.ir-hit { fill: transparent; cursor: crosshair; }
.ir-dot { fill: var(--ut-primary); stroke: #fff; stroke-width: 2; pointer-events: none; }
.ir-tip { position: absolute; pointer-events: none; background: var(--ut-ink); color: #fff; border-radius: 8px; padding: 6px 10px; font-size: .82rem; line-height: 1.35; white-space: nowrap; box-shadow: var(--ut-shadow); z-index: 2; }
.ir-tip strong { display: block; }
.ir-tip span { color: #cbd5e1; font-size: .76rem; }

/* calculator */
.ir-calc { background: #fff; border: 1px solid var(--ut-line); border-radius: 14px; padding: 16px; display: grid; gap: 14px; }
.ir-seg { border: 0; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; max-width: 460px; }
.ir-seg label { position: relative; }
.ir-seg input { position: absolute; opacity: 0; inset: 0; }
.ir-seg span { display: flex; align-items: center; justify-content: center; gap: 8px; padding: 10px 12px; border: 1px solid #d1d5db; border-radius: 10px; font-weight: 700; color: var(--ut-text); cursor: pointer; }
.ir-seg .ut-icon { width: 18px; height: 18px; }
.ir-seg input:checked + span { border-color: var(--ut-primary); background: var(--ut-primary-50); color: var(--ut-primary-700); }
.ir-seg input:focus-visible + span { outline: 2px solid var(--ut-primary); outline-offset: 2px; }
.ir-fields { display: grid; gap: 12px; }
@media (min-width: 640px) { .ir-fields { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .ir-fields { grid-template-columns: 1.4fr 1fr 1fr 1fr; } }
.ir-field label, .ir-choose legend { display: block; font-size: .82rem; font-weight: 600; color: #374151; margin-bottom: 4px; }
.ir-field input, .ir-field select, .ir-choose__own input { width: 100%; border: 1px solid #d1d5db; border-radius: 10px; padding: 10px 12px; font-size: 1rem; background: #fff; }
.ir-inline { display: flex; gap: 6px; }
.ir-inline select { width: auto; flex: 0 0 auto; }
.ir-field input:focus, .ir-field select:focus, .ir-choose__own input:focus { outline: 0; border-color: var(--ut-primary); box-shadow: 0 0 0 3px rgba(37, 99, 235, .15); }
.ir-choose { border: 0; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 8px 18px; align-items: center; }
.ir-choose legend { width: 100%; }
.ir-choose label { display: inline-flex; align-items: center; gap: 6px; font-size: .92rem; color: var(--ut-text); cursor: pointer; }
.ir-choose input[type="radio"] { width: 16px; height: 16px; accent-color: var(--ut-primary); }
.ir-choose__own input[type="number"] { width: 96px; padding: 6px 8px; }
.ir-result { display: grid; gap: 10px; margin-top: 12px; }
@media (min-width: 700px) { .ir-result { grid-template-columns: 1fr 1.3fr 1fr; } }
.ir-res { background: var(--ut-bg); border: 1px solid var(--ut-line); border-radius: 12px; padding: 12px 14px; }
.ir-res span { display: block; font-size: .76rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: var(--ut-muted); }
.ir-res strong { display: block; font-size: 1.35rem; color: var(--ut-ink); margin-top: 2px; }
.ir-res small { display: block; color: var(--ut-muted); font-size: .8rem; line-height: 1.45; }
.ir-res--main { background: var(--ut-primary-50); border-color: var(--ut-primary-100); }
.ir-res--main strong { color: var(--ut-primary-700); font-size: 1.8rem; }
.ir-warn { color: var(--ut-warn); font-weight: 600; }
.ir-notes { display: grid; gap: 8px; margin-top: 10px; }
.ir-note { margin: 0; padding: 10px 12px; border-radius: 10px; font-size: .9rem; line-height: 1.5; border: 1px solid var(--ut-info-line); background: var(--ut-info-bg); color: #1e3a8a; }
.ir-note.is-ok { border-color: var(--ut-success-line); background: var(--ut-success-bg); color: #14532d; }
.ir-note.is-warn { border-color: var(--ut-warn-line); background: var(--ut-warn-bg); color: #78350f; }
.ir-scen { background: #fff; border: 1px solid var(--ut-line); border-radius: 12px; padding: 12px 14px; }
.ir-scen > strong { display: block; color: var(--ut-ink); margin-bottom: 4px; }
.ir-scen ul { margin: 0; padding-left: 18px; color: var(--ut-text); font-size: .92rem; line-height: 1.7; }
.ir-sched { margin-top: 12px; }
.ir-sched summary { cursor: pointer; font-weight: 600; color: var(--ut-primary-700); }
.ir-sched .ut-table-wrap { margin-top: 8px; max-height: 420px; overflow-y: auto; }
.ir-ytable td, .ir-ytable th, .ir-hist td, .ir-hist th { white-space: nowrap; }
.ir-ytable td:not(:first-child), .ir-ytable th:not(:first-child) { text-align: right; }

/* istoric */
.ir-tablewrap { max-height: 460px; overflow-y: auto; }
.ir-hist tr.is-now td { background: var(--ut-primary-50); }
.ir-hist tr.is-est td { color: #475569; font-style: italic; }
.ir-hist td:nth-child(2), .ir-hist td:nth-child(3), .ir-hist th:nth-child(2), .ir-hist th:nth-child(3) { text-align: right; }
.ir-dl { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; color: var(--ut-primary-700); }
.ir-dl .ut-icon { width: 16px; height: 16px; }

/* Noua Casă */
.ir-nc { display: grid; gap: 10px; margin-bottom: 14px; }
@media (min-width: 700px) { .ir-nc { grid-template-columns: repeat(4, 1fr); } }
.ir-nc__item { background: #fff; border: 1px solid var(--ut-line); border-radius: 12px; padding: 12px 14px; }
.ir-nc__item strong { display: block; font-size: 1.1rem; color: var(--ut-ink); }
.ir-nc__item span { display: block; font-size: .86rem; color: var(--ut-text); line-height: 1.45; margin-top: 2px; }